Android Pay - modern technology introduced in 2015 by Google and is gradually gaining popularity around the world. Its main task is to make purchases in stores without the traditional use of plastic cards. How does all this work and how to set up Android Pay on Xiaomi?

A bit of history

Overall, contactless payment technology is not new. Visa has payWave and MasterCard has payPass. In the event that your plastic card supports contactless payment, and the terminal in the store is configured to accept it, all you need to do is, when the terminal is waiting for the card, attach it to the reader module for a few seconds and wait for authorization with the payment system server. In some cases, depending on the terminal settings, it may be necessary to enter a pin code.

This is how it worked until the Androd Pay technology appeared. In fact, it only takes the data of your card (even if it is not equipped with a contactless payment module) and transmits them to the terminal with its own funds. The main requirement from a smartphone is the presence of an NFC module. It is thanks to him that data exchange between devices takes place.

How to set up Android Pay

It's worth noting that Android Pay is not supported on Xiaomi budget (and sometimes middle) segment that do not meet certain rules:

• operating room android system 4.4 and up;
• module present wireless NFC;
• you must have a Google account;
• the smartphone should not have root rights (administrator rights);
• you live in the country where the service operates.

For example, on Xiaomi 4x Android Pay, it will not work precisely because of the lack of NFC module, although the smartphone is good enough and very popular in Russia. The same applies to the popular Xiaomi Mi 5x and Xiaomi Mi A1 models. But if all points are met, go to Google play and download the Android Pay application.

After that, you need to configure the device for the program to work correctly.

First of all, go to the smartphone settings and in the “ Additional settings we activate the switch near the NFC item.

After that, the element “Security element location” will become available. Make sure that the item “HCE Wallet” is selected in it.

The next step will be to issue all access and maximum permissions to the application.

To do this, go to the smartphone settings and in the "Permissions" section click on the "Autostart" item. We are looking for Android Pay among the available applications and activate the switch next to it.

In the same place, in the "Permissions" section, click on the "Other permissions" item and select the Android Pay application in it.

A list of all the permissions required for the program will open. Click on each of them and give full access.

The last thing left to do in the smartphone settings is to make some changes to the power section.

We are looking for the item "Battery and performance" and select in it on "Application Activity".

In the list that opens, select “No restrictions”. This will allow not to save energy used by this program in the background, and therefore - to keep it always ready.

If it detects anything from this list, the application will immediately display an error that Android Pay is not supported on this device. The absence of these three points is a mandatory requirement for using a payment service.

Also . Smartphones from this company may receive updates on a weekly basis, but they will not pass the Android Pay security check. it only requires the stable version of the software, which is released only a few times a year. Not everyone is ready to refuse regular updates.

The application requires a system version higher than 4.4. Check if your Android meets this requirement. Perhaps you will immediately receive an answer why Android Pay is not working for you.

What to do if Android Pay is not supported on a smartphone

You can solve this unpleasant problem using the Magisk application - The Universal Systemless Interface. You won't be able to download it from the Play Store - there it was promptly removed. The only safe place to download is the w3bsit3-dns.com website. It is not recommended to use other sources, because the application can be used by intruders.

The application requires unlocking the bootloader and custom recovery, as well as its own Root rights or unofficial ones from SuperSU.

Installation does not require much time and effort. You need to do the following:

1. If other Root rights are installed, then they must be removed and the device rebooted.
2. Log into Recovery (it should be custom). Find and install the Magisk12.0_Hide_fixed.zip archive.
3. Search among applications and launch Magisk Manager. Root rights will be installed automatically.
4. In the settings, you need to find Magisk Hide and mark it with a tick, and then find it in the menu and click on it.
5. In Magisk Hide, find Android Pay and check the box if it isn't there. Also check the box next to those applications that require a solution to a similar problem, for example, Sberbank.
6. Enter the "Modules" item. Find the one you need to pass the Safety Net check. For example, a special one for Xiaomi.
7. Pass the Safety Net check in Magisk. If successful, you can turn on Android Pay, customize it, and start using it.

If the installed module does not help, i.e. the security check will still fail, the problem will still be resolved. This will require another third party application. Any terminal will do (Terminal Emulator recommended).

Every year, cash payments are increasingly fading into the background. They are being actively replaced by electronic payment services. The most popular technology is gaining contactless payments. For the first time, the service was used in bank cards, allowing you to pay for purchases by touching the terminal. Manufacturers of portable devices keep up with global trends. The growing popularity of NFC, originally used only for communication between devices, has found its way into the payments field. Leaders in the mobile gadgets market introduced their own payment systems. Xiaomi is no exception.

Xiomi's contactless payment service, known among fans of the Mi Pay brand, uses the well-known Android Pay payment method. Let's clarify right away that you won't be able to find or download Mi Pay. Android Pay is an electronic payment system from Google that allows the owner to make purchases with one touch without using plastic cards.

How to set up "Android Pay"

For most devices, the service is not softwareinstalled by default. You will need to download android program Pay. It is quite obvious that for this you need to visit Play Market... Everything is extremely simple: go to the store and download the software.

After installation, you need to activate NFC communication. This is done in the section " additional functions"In the smartphone settings.

Then, you need to open the program access to work:

• settings -\u003e permissions -\u003e autorun
• settings -\u003e permissions -\u003e other permissions

In both cases, we include all the proposed items.

The basic settings are done, now we will configure the application itself. We enter the program using our Mi account. Add data of plastic cards. There are two possible methods:

• scan "plastic" with a camera;
• manually add the number, expiration date, surname and name of the owner;

Regardless of the method, you will need to enter the CVV / CVC code and confirm the transaction with the bank. By adding several credit cards, you can set any of them by default.

There are a number of criteria that limit the use of the service:

• firmware version 4.4 and higher;
• the device must be non-rooted;
• the technology is supported in your country;

How to use Android Pay

All payment systems used on mobile devices work in about the same way. In our case, the procedure is as follows:

• unlock your phone;
• bring it to the terminal for a few seconds until the payment message and the image of your credit card appear;
• depending on the terminal and the conditions of the financial institution, you may need to enter a PIN code or signature;
• if several cards are connected, go to the application, select the one you need and only after that apply to the terminal;

Which Xiaomi phones support Android Pay

Unfortunately, not all Xiaomi smartphones are nfc-enabled. Therefore, before connecting, make sure the hardware is compatible with the technology. Below are the suitable devices:

• Xiaomi Mi 2A
• Xiaomi Mi 3
• Xiaomi Mi 5
• Xiaomi Mi 5s Plus
• Xiaomi Mi 6
• Xiaomi Mi Note 2
• Xiaomi Mi Mix
• Xiaomi Mi Mix 2
• Xiaomi Mi Note 3

What cards and banks work with Android Pay technology

The system started working in Russia in the spring of 2017. VISA and MasterCard are suitable for payment. The addition of the MIR format is expected. The list of banks is presented in the table below.

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Article Description

Has been working in Russia for a couple of weeks payment system from Google under the laconic name Android Pay. Many users often ask us how to set up and use it on smartphones Xiaomi... Let's figure it out and answer the most frequent questions Android Pay was launched in September 2015 in the world, Russia became the 11th country where the service began to operate. Android Pay is a contactless payment system. With it, you can bind a regular bank card to the application and pay for purchases and services using a smartphone or smart watch... Speaking in simple wordsAndroid Pay turns your smartphone into a bank card and allows you to apply it to payment terminals instead of a bunch of bank cards. Moreover, Android Pay does not charge the commission at all. On which Xiaomi phones does Android Pay work? Android Pay will work only on Xiaomi smartphones with an NFC chip, which are running a green robot no older than version 4.4, but better newer - 5, 6, and 7 . Among xiaomi phones these are: Mi 2A, Mi 3, Mi 5, Mi 5S, Mi 5S Plus, Mi 6, Mi Note 2, Mi MIX. There is an important condition: the mi-smartphone must be installed official firmware from the company must be absent Root rights and the bootloader is locked. Usually, these actions are performed when changing the firmware. A nuance on Xiaomi smartphones To make payment via NFC work correctly on xiaomi devices, you need to put a couple of checkboxes in the settings. By default they are disabled for security purposes. Go to Settings → go to the More tab on the panel Wireless networks → scroll down to the NFC section and check the NFC checkbox → tap on Security item location and select Use HCE Wallet. For reliability, you can put the Android Pay application in Startup. That's all, now your Mi-smartphone is completely ready to pay for purchases. How to connect a card to Android Pay? To start using Android Pay, just download the app of the same name from the Play Store. When you start Android Pay for the first time, it will logically offer to connect the card - for this you need to point the camera at it so that the service reads the number and expiration date. You can enter information manually in the old fashioned way. You will also need the CVV code on the back of the card and the user's address. When the card is connected, the bank will send a verification code to confirm the operation. Nothing fancy. If you've already connected maps to your Google account, for example, to buy apps from Play Store or subscribing to Google Play Music, Android Pay will offer to use one of them - to bind to the application you will only need to enter the CVV code. And what about protection? This is one of the most important questions. Google guarantees that no information about the cards connected to the service is used for payments via Android Pay. The system creates virtual copies for them, the data about which is transferred to the seller, while the data of real cards are stored on Google servers. When you first start Android Pay, you will need to set a phone lock, if you did not have it before. Pattern, fingerprint or PIN, it doesn't matter. If you remove protection, then the data from android apps Pay will be removed. In addition, the data will be deleted even after 90 days of inactivity of the phone. How and where to pay with Android Pay? Payment with Android Pay is available almost everywhere where there are terminals that support contactless payments (including cards with PayPass and PayWave technologies). In Russia, these are almost all supermarkets and shopping centers. To pay via NFC, you need to unlock (wake up) your smartphone and bring it to the terminal for a few seconds until a payment message and a card image appear on the screen. Of course, in some cases, the cashier may ask you to enter a PIN code or sign a check. It depends on the settings of the bank that issued the card and the terminal. If you have connected several cards, then one of them will need to be selected as standard. To pay with another card, you need to open the application and select the card you need. using Android Pay and in some mobile applications and on sites. In such cases, the “Pay with Android Pay” button will appear on the payment page. Keep the payment from your phone in reserve Unfortunately, contactless payment by phone is still not as perfect as paying directly by card. There are sometimes incorrectly configured terminals in stores that do not accept such payment. There are also terminals that do not support contactless payments at all. Therefore, for now, you cannot rely on the phone as the main means of payment: too much can go wrong.

Pretty a large number of people do not like to pay with cash, and here already well-known bank cards come to the rescue. But it is problematic to carry absolutely all plastic cards with you all the time, and again the progress made me happy with its innovations. Namely, Google, having created the Google Pay service that allows pay in most stores using smartphones... How to set up Google Pay on Xiaomi and which phones support this useful feature and what is required for this?

What is Android Pay: advantages and disadvantages

Android Pei provides a unique contactless payment system, with which a user can pay for both online purchases and physical purchases in a few clicks. At the same time, not only a smartphone is suitable for payment, but also a smart watch, which is very convenient.

First you need to download the eponymous official app from Google Play and just add your cards there.

You can be sure that the safety in this program is at its best and do not be afraid for your money. Unfortunately, this cannot be said about third-party applications from unknown developers, which easily steal all personal information.

The main advantage of such contactless payment, of course, is known to everyone:

1. There is no need to carry your cards everywhere;
2. Transferring to different bags and at the most inopportune moment to understand that you forgot your credit card;
3. It is enough to have only a smartphone at hand and make purchases in stores where mini-terminals are provided.

There are also disadvantages. Do not forget that if you lose your smartphone, you run the risk of stealing your funds. It costs nothing to attackers to have your phone break into Google Pay. Another user may encounter the following disadvantages:

• An official one is required. The system will not work on custom versions.
• Should be absent. Alas, you will have to make a choice: either advanced functionality thanks to the "Superuser" mode, or contactless payment.
• Inactive bootloader. How it is and - you can find out in our articles.

Xiaomi phones with NFC module

It should be said right away that for contactless payment there must be a very important detail on the smartphone - NFC module (chip). And here is the main snag, since not all Xiaomi phones support this chip. In the budget line, namely Redmi, the module is not provided. Only the owners were lucky:

• Mi Mix, Mi Mix 2 / 2s, Mi Mix 3;
• Mi 5 series;
• Mi 6 series;
• Mi 8, 8SE, 8EE, 8 Youth Edition, Mi 8 Pro;
• Mi Note 2, Mi Note 3, Mi Note 4;
• All Mi 9 line.

How to set up Google Pay correctly on Xiaomi

You purchased new smartphone, supporting NFC chip and working mainly on, 6 (the payment system is available from version 4.4 and higher), but do not know how to properly start making contactless payments?

Please read the information below, which has only three sections.

Install and configure GPay

As noted above, it requires special program called Google Pay (or Android Pay). It is downloaded and installed in a standard way, like any game, for example. As soon as the installation is completed successfully, open the application.

We photograph the necessary card with the built-in camera. Next, we confirm all the data using the code from the SMS message. This, in fact, ends the "implantation" of the card into the phone. The next step is to enable the server itself.

Activating NFC

Since I described earlier the article on unlocking the bootloader and obtaining root rights, I will not be able to show you my screenshots with the sequential execution of all the points. For example, I'll take English-speaking 🙂

By default, contactless payment is disabled, and this is done for security reasons. To activate it, you need to follow a few simple steps:

1. Find the icon on the main screen "Settings", click;
2. Scroll down the page and click "Yet", where we see the point "Wireless networks";
3. Next, put a tick in front of « NFC» , open the mini-menu called Element Layout and exhibit "Using HCE Wallet"... It is also possible if desired add the application to startup.
4. And the final touch: if during the installation you did not give special permissions to the application, now you will have to do it. Go to item "Permissions", open Google Pay and give him access to the components of the chip.

If you do not have a screen lock set: text password, graphic key, the payment system will definitely ask you to issue it. Otherwise, the phone will not function as a card.

We make the first payment

And let's get down to a little practice: how to pay for the first time with a smartphone? Everything is extremely simple here. First, you need to select one main (main) card.If this is not done right away, when paying you will have to enter the applicationand from there to perform the operation.

But with the default card selected you just need to bring your smartphone to the terminal and the money will be charged off instantly. Unfortunately, this is not always the case: if the purchase amount is large enough, the cashier will ask you to enter a pin code or sign the receipt. And, of course, your country must support contactless payments. The same is with shops, because there payWawe and PayPass are required.

Do not forget that you can also pay in this way in online purchases by clicking on a special button on the payment page.

Alas, situations are common when, when withdrawing funds, a notification is displayed informing that the payment system is not supported on the device. The most commonplace is the lack of an NFC chip.The only way out in such a situation is to purchase a new corresponding smartphone. But what if the module is available, but no payment occurs?

First of all, check if the smartphone is in “perfect factory” condition. This means the lack of root rights and an unlocked bootloader. If at least one of these things is there, Android Pay with a 100% probability will not work!

Another common problem: smartphone failed google check for a security certificate.To solve the problem, we recommend that you specify all your data as accurately and truthfully as possible and for the need to contact the official support service.

If you have an unlocked bootloader, you need to use. This program will hide the presence of bootloader activation and even getting root rights.

Video: how to enable Google Play on custom firmware with ROOT

Answers to popular questions

No, enter special code or it is not required to inform the cashier. Only after payment you can receive a message about the account balance.

As you can see, setting up NFC on Xiaomi is quite easy if you make a little effort and carefully read the instructions provided. Security, comfort, ease of payment perfectly compensate for the time spent and the technical effort put into setting up the service. Do you have any questions? Feel free to write to us in the comments. Good luck!

Instructions